• Turtle Lake - Turtle Lake Apartments

Turtle Lake Apartments

4324 W 20th St, Panama City, FL 32405

- Map
Map
Floor Plan Summary
Monthly RentBedroomsBathrooms
$1,180 - $1,7581 - 3 1 - 2.5

Move in Special!

$300 off December Rent if you move in November! Call office for details today!

Pricing and Floor Plans

A1

$1,180 - $1,205
1 Bed, 1 Bath
700 Sq. Ft.

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3 Rentals Available
Unit
Price
Sq. Ft.
Available
N149
$1,205
700
Now
N148
$1,205
700
Now
N249
$1,180
700
12/31/24

B2

$1,340 - $1,399
2 Beds, 1.5 Baths
900 Sq. Ft.

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4 Rentals Available
Unit
Price
Sq. Ft.
Available
U179
$1,385
900
Now
U183
$1,385
900
Now
U281
$1,340
900
Now

B3

$1,429 - $1,472
2 Beds, 2 Baths
1,000 Sq. Ft.

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4 Rentals Available
Unit
Price
Sq. Ft.
Available
D125
$1,446
1,000
Now
H239
$1,469
1,000
12/10/24
H233
$1,429
1,000
12/20/24

B1

$1,382 - $1,385
2 Beds, 1.5 Baths
1,000 Sq. Ft.

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Dec. 27
Unit
Price
Sq. Ft.
Available
J311
$1,382
1,000
12/27/24

C2

$1,660 - $1,734
3 Beds, 2 Baths
1,300 Sq. Ft.

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4 Rentals Available
Unit
Price
Sq. Ft.
Available
M241
$1,680
1,300
Now
A101
$1,705
1,300
12/10/24
A201
$1,660
1,300
12/20/24

C1

$1,585 - $1,758
3 Beds, 2.5 Baths
1,100 Sq. Ft.

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3 Rentals Available
Unit
Price
Sq. Ft.
Available
R322
$1,585
1,100
Now
V331
$1,755
1,100
Now
G306
$1,585
1,100
12/20/24
* Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice. * Square footage definitions vary. Displayed square footage is approximate.
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The Closest Campus to Turtle Lake Apartments is Gulf Coast State College-Panama City Campus

Details

Property Information

  • Built in 1978
  • 200 units / 2 stories

Fees and Policies

The fees below are based on community-supplied data and may exclude additional fees and utilities.

One-Time Move-In Fees

  • Administrative Fee
    $100
  • Application Fee
    $50

Property Highlights

Turtle Lake Apartment Homes offers a variety of floor plans to suit the individual needs and tastes of all of our residents. Our floor plans include such features as modern kitchens with a built in breakfast bar, walk-in closets, and private storage room in select units. If you are looking for privacy, then Turtle Lake Apartment Homes is your choice! We are located among 23 acres of naturally landscaped lakeside seclusion. In addition to the stunning views you will have as one of our residents, you will also enjoy the location of our community here in Panama City. We are within minutes of the gorgeous white sandy beaches of the Emerald Coast. Both Florida State University at Panama City and Gulf Coast State College are within walking distance to our community. There are several shopping centers, restaurants, and schools nearby.

  • Patio or Balcony
  • Online Payments Available
  • Upgraded 2 Bedroom*
  • Fishing Lake
  • Boat/RV Parking Area
  • Large Walk-In Closets*
  • Upgraded 1 Bedroom*
  • Upgraded 3 Bedroom*
  • Washer/Dryer Connections*
  • Breakfast Bar

Apartment Amenities

  • Air Conditioning
  • Balcony
  • Cable Ready
  • Carpet
  • Ceiling Fans
  • Dining Room
  • Dishwasher
  • Disposal
  • Heating
  • Kitchen

Community Features

  • Bicycle Storage
  • Cabana
  • Car Wash Area
  • Clubhouse
  • Courtyard
  • Lake Access
  • Laundry Facilities
  • Online Services
  • Playground
  • Pool

Area Scores

Car-Dependent
Walk Score®
30
Out of 100
Somewhat Bikeable
Bike Score®
43
Out of 100

Transit

Airport
Northwest Florida Beaches International
35 min Drive
Northwest Florida Beaches International

Moving to Panama City, Panama City, FL

Shopping Centers

Shoppers will appreciate Turtle Lake Apartments proximity to Northstar Center. Northstar Center is 1.9 miles away.

Parks and Recreation

Recreational activities near Turtle Lake Apartments are plentiful. Discover 1 park within 4.1 miles, including Science and Discovery Center of Northwest Florida.

Airports

Living in Panama City provides easy access to Northwest Florida Beaches International, located just 37 minutes from Turtle Lake Apartments.

Property Details

Turtle Lake Apartment Homes offers a variety of floor plans to suit the individual needs and tastes of all of our residents. Our floor plans include such features as modern kitchens with a built in breakfast bar, walk-in closets, and private storage... room in select units. If you are looking for privacy, then Turtle Lake Apartment Homes is your choice! We are located among 23 acres of naturally landscaped lakeside seclusion. In addition to the stunning views you will have as one of our residents, you will also enjoy the location of our community here in Panama City. We are within minutes of the gorgeous white sandy beaches of the Emerald Coast. Both Florida State University at Panama City and Gulf Coast State College are within walking distance to our community. There are several shopping centers, restaurants, and schools nearby.

Turtle Lake Apartments is located in Panama City, FL in the 32405 zip code.

Contact

Property Address:
4324 W 20th St,
Panama City, FL 32405
Phone Number: (850) 788-3695
More Information:
View Property Website
Office Hours
  • SundayCLOSED
  • Monday10:00 AM - 5:30 PM
  • Tuesday8:30 AM - 5:30 PM
  • Wednesday10:00 AM - 5:30 PM
  • Thursday8:30 AM - 5:30 PM
  • Friday8:30 AM - 5:30 PM
  • Saturday10:00 AM - 2:00 PM

Renter Reviews

For Turtle Lake

4

15 Ratings & Reviews

How Is This Rating Determined?

1/24/19

Disaster relief

Everyone had some degree of suffering during hurricane Michael but turtle lake was very good to us. First and foremost, in the aftermath of the disaster all residents had rent waved for 3 months, because of that we had time to look for new jobs, pay all our overdue bills and we were able to do Christmas which was a HUGE blessing. Second, the staff has always been nothing but kind and understanding and bend over backwards to meet any requests we have. Unfortunately, maintenance is very... understaffed but such can't be helped considering the situation and isn't permanent and will be remedied with due time. Even considering such they work as fast as possible. lastly, the community and residents mostly keep to themselves and are quiet.

The only negative thing I can say about turtle lake is the pest control company they hire (Brock) isn't worth the spare change I'm required to throw their way every month.
I was also sad to see all the beautiful trees that survived get cut down.

This was the first apartment my boyfriend and I have ever lived in together but we were well taken care of. I can only hope that our next apartment complex out of state will be even half as good. And I can assure you that once all the repairs are done they are going to be beautiful.

Review from Apartments.com

39 People Found This Helpful

Property Manager at Turtle Lake responded to this review

Dear Anonymous, We appreciate your feedback! The devastation caused by Hurricane Michael has been extremely difficult for everyone in our area. We are glad that we could help our residents when they needed it the most. We will continue to make the... needed repairs to our community and are looking for additional staffing in our maintenance department. We will share the thoughts about the pest control service to see where we can make improvements. Thank you again for sharing your thoughts. Let us know if your plans change and you decide to relocate to Panama City in the future. We would love to have you back with us.

Sincerely,
Shalonda
Community Manager

2/7/18

ROACHES!! ROACHES!!

I have been dealing with an ongoing roach problem for over 8 months now which the management has been informed ever since July of 2017 it's now February of 2018 and the management refuses to do anything about this. The first year no signs of any roaches when I got new neighbors the issue began and it has yet to be resolved.

Review from Apartments.com

15 People Found This Helpful

5/5/17

Worst place to live

The staff will tell change paperwork on you without telling you and put you in a different apartment than the one they say they show you, but by then you've already signed your lease. Very very sneaky company. It has changed ownership at least twice since I have lived here in 1 year. There are raccoons in the dumpsters at night, ducks poop on your porch, there is trash left out everywhere. Not a clean environment. They just want you to sign that lease. I highly DO NOT recommend. Good luck.

Review from Apartments.com

14 People Found This Helpful

6/26/16

Great Space, Quiet and I Love the Staff

I moved here about a year ago and have really enjoyed it here. The apartment is beautiful and I love the location. It's in the city and close to everything but doesn't have that busy, "city" vibe. The ladies in the office are great and always willing to help and the maintenance staff are friendly and take care of my work orders very quickly. I also really like that I can pay my rent and put maintenance requests in online. I pay all my other bills online and here I can even pay my rent online.... All around it's a great place to live! I love it here!!!

Review from Apartments.com

41 People Found This Helpful

8/6/15

Not a bad place overall

I have lived here at Turtle Lake Apartments for over a year now for school. For being nearly directly across the street from Gulf Coast State College, the rent is reasonable. The 2B2B is spacious and well laid out. The walkway in front of the apartments of building D does tend to flood during really rainy days, but it doesn't stand for more than a few hours. Maintenance issues are resolved within the hour usually, the the maintenance guys here are A

Review from Apartments.com

32 People Found This Helpful

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